HOME LOAN

FLEXI PACKAGE

With flexi package you don’t have to be tied down long term. Because any extra cash you deposited automatically reduces your interest charge and loan tenure. And since it is linked with a deposit facility, you can withdraw the excess funds anytime. So you can own your house faster and start living your life sooner.

 

Break free with Flexi Package

  • Save on interest charges with deposit-linked facility
  • Flexible repayment options
  • No notice, fee or penalty charges for withdrawals
  • Any extra cash that you deposit into your current account will automatically offset your interest charges and it will shorten your loan tenure.
  • Flexible re-drawal via ATM or cheque book

Outstanding Loan Amount

Amount deposited into your current account

Interest Calculation

RM1,000,000

RM200,000

Interest is charged based on RM1,000,000-RM200,000 = RM800,000 instead of the outstanding loan amount of RM1,000,000

CONVENTIONAL PACKAGE

With the Conventional Home Loan, owning your dream home couldn’t be easier. It offers one of the lowest interest rates in town and convenient repayment via a range of options. Now, Conventional Home Loan is repackaged with a redraw option to give you more control of your money. This is because we believe you should always be able to access and reuse the money you’ve saved in your account when there is a need to.

 

Get all the facilities with your Conventional Home Loan:

  • Attractive interest rates
  • Daily rest interest calculation
  • No monthly maintenance fee
  • Redraw option to reuse your money when you need it
  • Choice of housing loan or a combination of housing loan plus overdraft
  • Repayment via ATM, Cash Deposit Machine, Cheque Deposit Machine and also through online banking

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